Ebony Jackson is a mother of three: eldest teen son Nate, teen daughter Shante, and youngest son Dre. The four have just moved into a new home, their third in a short time frame. They are joined by Ebony's elderly mother, Alberta, who has cancer and recently became a Christian. Unbeknownst to Alberta, her insurance stopped covering treatment; to prevent a change to a lesser care facility, Ebony has been paying for it out of her own pocket. This has put Ebony in arrears on many expenses, sending her into collections. Complicating matters further are Ebony's personal issues.